POLICIES & PROCEDURES
Effective Date: September 13, 2026
NO REFUND — ALL SALES ARE FINAL
All Knight Life Entertainment (“KLE”) membership purchases, membership fees, monthly rental fees, digital products, digital services, digital advertising assets, and related fees are non-refundable once delivered, activated, or made available, except where a refund or cancellation right is required by applicable law.
By purchasing a KLE membership or service, the purchaser acknowledges and agrees to this No Refund Policy.
Cancellation or termination of participation does not create a right to reimbursement of amounts previously paid.
1. ABOUT KNIGHT LIFE ENTERTAINMENT
Knight Life Entertainment (“KLE”) operates an online digital advertising platform designed to provide advertising, promotional exposure, digital products, training, marketing tools, and related services.
KLE connects businesses, entrepreneurs, independent artists, creators, customers, advertisers, and Partners through digital advertising and promotional activity.
KLE may provide participating Partners with digital advertising assets and tools that can be used to promote KLE, participating businesses, products, services, music, books, entertainment, and other approved content.
The purpose of the KLE platform is to create and support legitimate digital advertising and promotional activity.
2. KLE PARTNER
A KLE Partner may function as a:
BUYER + CUSTOMER + INDEPENDENT ADVERTISER
A Partner purchases a KLE membership and receives the products, services, digital advertising access, tools, training, and other benefits associated with the membership level selected.
Partners may use the KLE platform for advertising and promotional activity and may refer customers and prospective Partners to KLE.
A KLE Partner is an independent participant and is not an employee, agent, legal representative, franchisee, joint venturer, or owner of Knight Life Entertainment.
Nothing in this agreement creates an employer-employee relationship.
3. MEMBERSHIP LEVELS
Knight Life Entertainment offers different membership levels.
Current membership levels may include:
Bronze • Silver • Gold • Diamond • Elite
Each membership level may have its own:
• Purchase price
• Digital advertising asset
• Platform features
• Products and services
• Advertising benefits
• Training and promotional tools
• Commission amount or compensation eligibility
KLE may modify, discontinue, replace, or introduce membership levels, features, products, services, and pricing when reasonably necessary for business operations, subject to applicable law and existing contractual obligations.
The benefits applicable to a Partner are determined by the membership terms in effect when the applicable membership is purchased or renewed.
4. MEMBERSHIP TERM AND ANNUAL FEE
A KLE membership is provided for an applicable one-year membership term.
The Partner pays the membership price associated with the selected membership level.
Continuation beyond the membership term may require renewal and payment of the then-applicable membership fee.
Renewal terms, prices, and applicable conditions will be disclosed in accordance with applicable law.
A membership purchase does not constitute an investment in Knight Life Entertainment.
5. MONTHLY RENTAL FEE
KLE charges a monthly rental fee associated with maintaining the Partner’s digital advertising asset and applicable platform services.
The monthly rental fee helps keep the digital advertising asset active and live on the Internet and supports continued access to applicable digital advertising functions and services.
The monthly rental fee is separate from the membership purchase price.
Failure to pay the applicable rental fee may result in the digital advertising asset being placed in an inactive status.
While an asset is inactive, certain advertising services, platform functions, and benefits associated with maintaining an active asset may be suspended.
Any recurring billing arrangement will be disclosed at enrollment, including applicable cancellation procedures, and will be administered in accordance with applicable law.
6. DIGITAL PROPERTY / VIRTUAL PROPERTY / DIGITAL ADVERTISING ASSET
KLE may use terms such as:
Digital Property
Virtual Property
Digital Asset
Digital Advertising Asset
These terms describe contractual digital advertising rights, platform services, promotional capabilities, tools, and benefits provided through Knight Life Entertainment.
These terms do not mean stock, securities, equity, or ownership in Knight Life Entertainment itself.
Purchasing a KLE digital advertising asset does not make the purchaser a shareholder or equity owner of Knight Life Entertainment.
A digital advertising asset is not a bank account, cryptocurrency, security, traditional real estate, savings account, or guaranteed investment product.
The words “property” and “asset” are KLE terminology describing the digital advertising product and associated contractual rights and services.
7. PRODUCTS AND SERVICES
Depending upon the membership level and current KLE offering, Partners may receive access to various KLE products, services, and benefits.
These may include digital advertising services, platform access, promotional tools, training, networking opportunities, music, books, digital content, business promotional services, and other KLE products or services.
Products and services may also be offered separately to customers who do not participate in the KLE Partner program.
KLE may add, replace, modify, or discontinue products and services as the business develops, subject to applicable contractual and legal obligations.
8. ADVERTISING ACTIVITY
KLE is an advertising platform.
Partners are encouraged to conduct genuine advertising and promotional activity using approved KLE materials, links, referral numbers, business cards, digital media, social media, presentations, and other lawful advertising methods.
Advertising may include promoting:
• KLE products and services
• KLE advertising services
• Participating businesses
• Books and digital products
• Music and entertainment
• Approved customer offerings
• The KLE Partner program
Partners are responsible for ensuring that their advertisements are truthful and comply with KLE policy and applicable law.
9. REFERRAL TRACKING
KLE may assign Partners a unique referral number, identification number, link, tracking code, or other tracking mechanism.
KLE uses its tracking system to identify qualifying transactions associated with Partner advertising and referral activity.
Partners are responsible for using their assigned tracking information correctly.
A prospective purchaser should use the appropriate Partner referral information when completing a qualifying transaction.
KLE’s business records and tracking system will be used to determine commission attribution, subject to correction of documented errors.
10. COMMISSIONS
Eligible KLE Partners may earn commissions from qualifying transactions in accordance with the current KLE Compensation Plan.
A commission is not earned merely because a Partner talks to someone, distributes an advertisement, generates a click, creates a lead, or introduces someone to KLE.
A commission generally requires a completed qualifying transaction that satisfies the requirements of the applicable Compensation Plan.
The applicable transaction must be properly recorded through KLE’s tracking system and payment must be successfully received and cleared before a commission becomes payable, unless the Compensation Plan expressly provides otherwise.
Commission amounts may differ according to membership level and the type of qualifying transaction.
11. DIRECT REFERRAL COMMISSIONS
KLE may compensate an eligible Partner when the Partner’s advertising or referral activity results in a qualifying purchase by another customer or Partner.
The commission is associated with the qualifying transaction and is governed by the KLE Compensation Plan.
KLE does not pay a Partner merely for adding a person’s name to a list or merely persuading someone to participate without a qualifying transaction.
KLE does not guarantee that any Partner will generate customers, referrals, sales, or commissions.
12. “SHARE” AND “AD SHARE” TERMINOLOGY
KLE may use the terms “share,” “sharing,” or “ad share” in connection with its advertising and compensation system.
Within the KLE advertising program, these terms refer to KLE-defined advertising, promotional, referral, or commission activity as described in the current Compensation Plan.
A KLE “share” or “ad share” does not mean a share of corporate stock.
It does not represent equity, voting rights, dividends, securities, or an ownership percentage in Knight Life Entertainment.
Partners should never represent a KLE advertising share as stock or corporate equity.
KLE may compensate an eligible Partner when the Partner’s advertising or referral activity results in a qualifying purchase by another customer or Partner.
The commission is associated with the qualifying transaction and is governed by the KLE Compensation Plan.
KLE does not pay a Partner merely for adding a person’s name to a list or merely persuading someone to participate without a qualifying transaction.
KLE does not guarantee that any Partner will generate customers, referrals, sales, or commissions.
13. COMPENSATION PLAN
KLE maintains a Compensation Plan that identifies qualifying transactions, eligibility requirements, applicable commission amounts, tracking procedures, payment procedures, and other compensation rules.
The Compensation Plan is incorporated into these Policies & Procedures by reference.
Commission amounts displayed for a particular membership level describe the compensation payable when the requirements for that particular commission are actually satisfied.
They are not a promise that a Partner will generate that number of transactions or earn that amount of money.
Where there is a conflict between promotional material and the official Compensation Plan, the official Compensation Plan controls, subject to applicable law.
14. NO GUARANTEED INCOME
KLE DOES NOT GUARANTEE INCOME, PROFIT, SALES, CUSTOMERS, REFERRALS, COMMISSIONS, OR FINANCIAL SUCCESS.
Purchasing a membership does not automatically produce income.
Individual results will vary.
A person’s results may be affected by many factors, including actual qualifying sales, advertising activity, market conditions, customer demand, expenses, skills, time devoted to the business, and other circumstances.
Partners should not purchase a membership with money they cannot afford to spend.
15. EARNINGS CLAIMS
Partners must not make false, misleading, exaggerated, or unsubstantiated statements concerning potential KLE income.
Partners may not promise or imply that another person:
• Will become rich
• Will make a specific amount of money
• Will replace employment income
• Will achieve financial freedom
• Will earn guaranteed residual income
• Will receive a guaranteed return
• Will recover the cost of membership within a specified period
unless KLE has expressly authorized the particular representation and has the legally required substantiation for it.
Partners must use current KLE-approved marketing and income disclosures.
Mathematical illustrations used for educational purposes are not representations of what a typical Partner will actually earn.
16. INCOME EXAMPLES
When KLE uses hypothetical mathematical examples in presentations or training, the assumptions must be clearly identified.
An illustration showing what a particular number of qualifying transactions would mathematically produce does not establish that those transactions will occur.
Such examples are illustrative only and are not guarantees, forecasts, promises, or representations of typical earnings.
Where required, KLE will provide additional earnings information and disclosures concerning actual participant results and expenses.
17. INDEPENDENT ADVERTISER RESPONSIBILITIES
Partners are responsible for operating lawfully and professionally.
Partners must:
• Accurately describe KLE
• Use approved marketing information
• Accurately explain KLE products and services
• Clearly disclose applicable fees
• Never guarantee earnings
• Never represent KLE membership as corporate stock
• Never falsely represent themselves as KLE employees
• Never make unauthorized legal, financial, medical, or investment claims on behalf of KLE
• Follow applicable advertising, consumer-protection, privacy, intellectual-property, and anti-spam laws
18. NO FALSE EMPLOYMENT REPRESENTATIONS
Unless KLE is actually advertising a specific employee position, Partners must not represent the independent KLE Partner opportunity as guaranteed employment, a salaried position, or an hourly-wage job.
Advertising for independent Partner or advertising opportunities should clearly communicate the independent nature of the relationship.
19. MARKETING MATERIALS
KLE may provide approved flyers, business cards, videos, presentations, social-media materials, scripts, graphics, links, and other advertising materials.
Partners may create their own marketing materials only when those materials accurately represent KLE and comply with KLE policy and applicable law.
KLE may require a Partner to modify or discontinue advertising that KLE reasonably determines is inaccurate, misleading, unauthorized, unlawful, or harmful to KLE’s brand.
20. INTELLECTUAL PROPERTY
The Knight Life Entertainment name, KLE name, logos, trademarks, copyrighted materials, presentations, training materials, music, books, graphics, website content, videos, software, and other proprietary materials remain the property of their respective owners.
Participation in KLE does not transfer ownership of KLE intellectual property to a Partner.
Partners receive only the limited permission necessary to use authorized materials for approved KLE activities.
Unauthorized copying, alteration, resale, licensing, or commercial exploitation of protected KLE materials is prohibited.
21. PARTNER CONDUCT
Partners are expected to conduct themselves professionally and ethically.
Partners must not engage in fraud, harassment, deceptive advertising, impersonation, manipulation of the tracking system, unauthorized use of another Partner’s referral information, illegal activity, or conduct intended to improperly obtain commissions.
Partners must not knowingly make false statements about KLE, its products, services,compensation system, or business relationships.
22. CUSTOMERS AND PROSPECTS
Partners must respect the rights of customers and prospective Partners.
No individual should be pressured, threatened, deceived, or misled into purchasing a KLE membership, product, or service.
All material costs and obligations should be disclosed before purchase.
Partners should encourage prospective purchasers to review KLE’s current website, policies, Compensation Plan, and applicable disclosures before enrolling.
23. COMMISSION ADJUSTMENTS
If a transaction is reversed, charged back, determined to be fraudulent, unauthorized, duplicated, cancelled pursuant to a legally required cancellation right, or otherwise determined not to qualify under the Compensation Plan, KLE may reverse or adjust the associated commission to the extent permitted by law.
KLE may also correct documented payment or tracking errors.
24. TAXES
Partners are responsible for their own federal, state, local, and other applicable taxes arising from compensation received from KLE.
Where required by law, KLE may request tax information and issue applicable tax reporting documents.
KLE does not provide individual tax advice.
25. CANCELLATION OF FUTURE SERVICES
A Partner may discontinue participation in KLE according to the cancellation procedures
provided by KLE.
Cancellation stops applicable future services or charges as specified by those procedures.
Cancellation does not automatically entitle the Partner to a refund of fees previously paid.
Where a recurring payment is involved, KLE will provide and administer cancellation
procedures as required by applicable law.
26. TERMINATION OR SUSPENSION
KLE may suspend or terminate a Partner account for material violations of these Policies & Procedures, fraud, unlawful conduct, abuse of the platform, manipulation of compensation, material misrepresentations, nonpayment of required fees, or other material breaches of the Partner agreement.
When appropriate and legally required, KLE may provide notice and an opportunity to correct a violation.
Termination ends the Partner’s right to participate in future KLE activity, except for rights or obligations that survive termination.
27. PRIVACY AND INFORMATION
Partners must respect customer and prospect privacy.
Personal information obtained through KLE activity must not be sold, improperly disclosed, harvested, or used for unauthorized purposes.
Partners are responsible for following applicable privacy, email, telephone, text-message, and marketing laws when communicating with prospects and customers.
28. WEBSITE AND TECHNOLOGY
KLE strives to maintain its websites, tracking systems, Partner back office, and digital advertising services.
However, Internet and technology services may occasionally experience maintenance, interruptions, outages, third-party failures, cybersecurity events, or other technical issues.
KLE does not guarantee uninterrupted availability of every technology service.
KLE will make reasonable efforts to maintain and restore services under its control.
29. THIRD-PARTY PLATFORMS
Partners may advertise through social-media companies, search engines, websites, print publications, and other third-party services.
Those platforms have their own rules and policies.
KLE is not responsible for the independent actions, suspensions, algorithm changes, policies, fees, or decisions of third-party platforms.
Partners are responsible for complying with the rules of any platform they use.
30. NO SECURITIES OFFERING
Nothing contained in KLE’s current membership program constitutes an offer to sell stock, securities, equity, or an ownership interest in Knight Life Entertainment.
KLE membership levels and digital advertising assets are separate from any corporate ownership interest.
No Partner should state or imply otherwise.
If Knight Life Entertainment ever offers actual corporate securities in the future, any such offering would be governed by separate documentation and applicable securities laws and would not arise merely from owning a KLE membership or digital advertising asset.
31. CHANGES TO POLICIES
KLE may update these Policies & Procedures when reasonably necessary to address changes in its products, technology, compensation system, business operations, or applicable law.
Material changes will be communicated or posted as required by applicable law.
Changes will not retroactively eliminate vested contractual rights where prohibited by law.
Partners are responsible for reviewing current KLE policies.
32. SEVERABILITY
If a court or other authority with proper jurisdiction determines that a provision of these Policies & Procedures is invalid or unenforceable, the remaining provisions will continue to apply to the fullest extent permitted by law.
33. NO WAIVER
Failure by KLE to enforce a provision on one occasion does not necessarily waive KLE’s right to enforce that provision in the future.
34. GOVERNING LAW
The governing-law, dispute-resolution, venue, and related contractual provisions applicable to KLE should be stated in the Partner Agreement and coordinated with these Policies & Procedures.
KLE will comply with applicable federal, state, and local laws governing its transactions and operations.
35. ACCEPTANCE OF POLICIES
By purchasing a KLE membership, using the KLE platform, or participating as a KLE Partner, the individual acknowledges that they have had an opportunity to review the applicable KLE terms, policies, Compensation Plan, fees, and disclosures.
Continued participation is subject to these Policies & Procedures and applicable law.
IMPORTANT KLE DISCLOSURE
Knight Life Entertainment is a digital advertising platform.
KLE digital advertising assets are not stocks, securities, cryptocurrency, or ownership interests in Knight Life Entertainment.
Commissions are not guaranteed. A qualifying transaction and satisfaction of the applicable Compensation Plan requirements are required before a commission is earned.
No purchase guarantees income, profit, customers, referrals, or financial success.
Partners must never make false, exaggerated, misleading, or unsubstantiated earnings claims.
Membership and rental fees are non-refundable after delivery or activation except where applicable law provides otherwise.